Plan around
your equity,
not your paycheck.
Straight answers on RSUs, ISOs, NSOs, ESPPs, and pre-IPO stock.
Written for tech employees, reviewed by professionals who do this for a living.
Six pillars, one audience
Everything here is written for someone whose biggest financial decision this year is when to sell an RSU tranche, exercise an ISO, or turn down a refresh grant.
Equity compensation
RSUs, ISOs, NSOs, ESPPs, PSUs, QSBS — the mechanics, the taxes, and the planning.
Taxes
Federal AMT, state tax sourcing across moves, capital gains, withholding gaps.
Retirement
Planning when 60%+ of your net worth sits in one employer’s stock.
Investing
Diversification math, 10b5-1 plans, exchange funds, direct indexing.
Estate
GRATs, QSBS stacking, valuation discounts for pre-IPO shares.
Advisors
What to ask a fiduciary advisor about equity, AMT, and liquidity events.
Find the page that matches your situation
Pick your angle: a specific tax question with your numbers, your state, your company, your metro, your role, or the year in play.
7,650 pre-computed answers · 5 topics × 30 amounts × 51 states
All 50 states plus DC · RSU, ISO AMT, QSBS, multi-state moves
300 public tech employers · vesting cadence, ESPP, 10b5-1
200 late-stage + pre-IPO · tender offers, QSBS eligibility
150 tech-employee metros · find a local fiduciary advisor
62 tech roles · comp shape, planning cadence
2023-2027 · brackets, AMT exemption, cap-gains thresholds
25 anonymized scenarios with real numbers and decisions
11 equity-aware tools · AMT, withholding, QSBS, 10b5-1
120 terms · short, accurate, linked to deeper guides
Calculators that know about equity
Every calculator here assumes you hold RSUs, ISOs, or pre-IPO shares. The defaults match how equity comp actually works.
Model every tranche against state + federal tax.
Bargain element · disqualifying vs qualifying.
True return on a qualified 15% discount plan.
Federal, NIIT, and state stacked.
Original issuance · five-year hold · $50M asset test.
After-tax cash flow on a scheduled sale plan.
Latest from the editorial team
Written by VestedGrant Editorial; reviewed by practicing CPAs, tax attorneys, and CFPs. Every piece names its reviewer.
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Required 10-Q / 10-K Disclosures Under the 2022 10b5-1 Rules
Item 408(a) requires quarterly disclosure of 10b5-1 plan adoptions, modifications, and terminations by officers and directors. Here's what counts and how to stay compliant.
Apr 21, 2026 - equity comp
The 2023 10b5-1 Amendments: 90-Day Cooling-Off and Good-Faith Certification
The SEC's December 2022 amendments to Rule 10b5-1 took effect in 2023 and redefined the defense. Here's what changed and how the cooling-off periods apply.
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10b5-1 Plans in an Acquisition Scenario
What happens to a 10b5-1 plan when the company is acquired, how to handle plan design during M&A discussions, and the single-plan implications at the acquirer.
Apr 21, 2026 - equity comp
Broker Selection for 10b5-1 Plans: What Matters for Execution
The broker running your 10b5-1 plan determines execution quality, reporting, and how well the plan holds up under scrutiny. Here's what to look for.
Apr 21, 2026 - equity comp
Good-Faith Adoption of a 10b5-1 Plan: The SEC's New Certification Requirement
The 2023 amendments require officers and directors to certify in writing that they are not aware of MNPI and are adopting the plan in good faith. Here's what the certification means and the practical diligence process.
Apr 21, 2026
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