Typical comp shape
CFOs usually earn large rsu + psu + iso packages. Common employers include Stripe, Databricks, Snowflake. CFO 10b5-1 plans face heightened SEC scrutiny, so trading-window and cooling-off-period compliance drives diversification timing.
What Maryland changes
In Maryland, every RSU vest, NSO exercise, and ESPP purchase carries 5.75% state tax on top of federal. For a senior cfo with $300k+ of equity income, the state layer routinely adds $25-45k to the annual bill.
Planning cadence
For a cfo in Maryland, the three planning windows are: after each RSU vest (withholding check and sell-vs-hold), before any ISO exercise (AMT model at federal only), and in Q4 (estimated tax top-up to clear the safe harbor).