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Finance / operations · MI

Finance / operations equity comp in Michigan

How finance / operationss earning rsu should plan around Michigan's 4.25% top marginal rate.

Typical comp shape

Finance / operationss usually earn rsu. Common employers include Stripe, Ramp, Brex.

What Michigan changes

In Michigan, every RSU vest, NSO exercise, and ESPP purchase carries 4.25% state tax on top of federal. For a senior finance / operations with $300k+ of equity income, the state layer routinely adds $25-45k to the annual bill.

Planning cadence

For a finance / operations in Michigan, the three planning windows are: after each RSU vest (withholding check and sell-vs-hold), before any ISO exercise (AMT model at federal only), and in Q4 (estimated tax top-up to clear the safe harbor).

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