Typical comp shape
Scrum master / agile coachs usually earn rsu (smaller grants). Common employers include Atlassian, IBM, Salesforce. Scrum master equity is typically capped below engineering at the same level, so ESPP and RSU coordination becomes the main lever.
What Indiana changes
In Indiana, every RSU vest, NSO exercise, and ESPP purchase carries 3% state tax on top of federal. For a senior scrum master / agile coach with $300k+ of equity income, the state layer routinely adds $25-45k to the annual bill.
Planning cadence
For a scrum master / agile coach in Indiana, the three planning windows are: after each RSU vest (withholding check and sell-vs-hold), before any ISO exercise (AMT model at federal only), and in Q4 (estimated tax top-up to clear the safe harbor).